Some of Our Strategies
For Individuals & Families
IUL – Indexed Universal Life, used for cash accumulation and TAX FREE Income for life
FIA – Fixed Indexed Annuity (not your father’s annuity), used for Guaranteed Income for life – IRAs or Non-Qualified money
GUL – Guaranteed Universal Life, used for those that want a permanent death benefit
For Business Owners
Kai-Zen Plan – For business owners who want “Golden Handcuffs” for top employees – has tax advantages to the employer and the employee
Section 79 Plans – For owners of "C" corps – better tax deductibility to the corporation and more flexibility for owners and can be used as “Golden Handcuffs” similar to Kai-Zen Plan
Key Man Insurance - Life insurance for “Key” employees
FIA – Fixed Indexed Annuity (not your father’s annuity), used for Guaranteed Income for life – IRAs or Non-Qualified money
GUL – Guaranteed Universal Life, used for those that want a permanent death benefit
For Business Owners
Kai-Zen Plan – For business owners who want “Golden Handcuffs” for top employees – has tax advantages to the employer and the employee
Section 79 Plans – For owners of "C" corps – better tax deductibility to the corporation and more flexibility for owners and can be used as “Golden Handcuffs” similar to Kai-Zen Plan
Key Man Insurance - Life insurance for “Key” employees
