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As I said on the home page, our Mission is to help you make “Informed Decisions that feel right to you". In order to do that, you need to be educated on the pitfalls of “Traditional Financial Planning”.
Put your preconceived ideas about financial planning on hold. Be open minded to learning that there are better ways than what Wall Street, the IRS and traditional planners would have you believe. Remember, they get paid from your money so they want you to follow their path.
IF WHAT YOU THOUGHT TO BE TRUE, TURNED OUT NOT TO BE TRUE, WHEN WOULD YOU WANT TO KNOW?
Most financial planners, CPAs and money managers (including the bigger name companies) will recommend putting your money into a “balanced portfolio”, a fancy name for spreading out your risk. This does not take away your risk, it’s meant to minimize the damage in the stock market in down years while allowing growth in the up years. They will also recommend contributing to IRAs and 401Ks because of the Tax Savings. These are the same ideas that have permeated the financial industry for thirty years or more and have led to incredible losses in the stock market in the last decade. “If you do what you’ve always done you’ll get what you’ve always gotten.” Following the herd is no longer a viable financial strategy. Review the illustrations in the “Market vs.Index” section.
So how do we help clients? There a number of questions we need to answer to determine what we would recommend for you:
1. What are your goals? (Most people have more than one)
2. What are your concerns, issues or problems?
3. What assets do you/will you have to work with?
4. What is your timeframe?
5. Do you want Guaranteed Income for Life, Tax Free Income for Life, Short Term/High Return strategy?
6. Are you concerned about Estate Taxes? Do you want to leave a Legacy to your Heirs?
7. What financial products will meet your criteria?
Only after we know where you are and where you want to go, can we map out your route. Just like seat belts and airbags in your automobile, we believe that safety is paramount to reaching your destination successfully.
There are numerous products and even more strategies that we use to help our clients reach their financial destinations. Whether you are a small business owner, business executive, medical professional, blue collar worker or in any other walk of life, our strategies are all tailor made for your situation.
There is one thing that all our recommendations have in common; they all begin with a conversation to answer the questions posed above.
We’re here to help you "make informed decisions that feel right to you". And that includes doing nothing if that feels right. We don’t ever charge you for our work so the most you can lose is a little time. Contact us and let’s talk.
There are better ways to reach you retirement goals.
Put your preconceived ideas about financial planning on hold. Be open minded to learning that there are better ways than what Wall Street, the IRS and traditional planners would have you believe. Remember, they get paid from your money so they want you to follow their path.
IF WHAT YOU THOUGHT TO BE TRUE, TURNED OUT NOT TO BE TRUE, WHEN WOULD YOU WANT TO KNOW?
Most financial planners, CPAs and money managers (including the bigger name companies) will recommend putting your money into a “balanced portfolio”, a fancy name for spreading out your risk. This does not take away your risk, it’s meant to minimize the damage in the stock market in down years while allowing growth in the up years. They will also recommend contributing to IRAs and 401Ks because of the Tax Savings. These are the same ideas that have permeated the financial industry for thirty years or more and have led to incredible losses in the stock market in the last decade. “If you do what you’ve always done you’ll get what you’ve always gotten.” Following the herd is no longer a viable financial strategy. Review the illustrations in the “Market vs.Index” section.
So how do we help clients? There a number of questions we need to answer to determine what we would recommend for you:
1. What are your goals? (Most people have more than one)
2. What are your concerns, issues or problems?
3. What assets do you/will you have to work with?
4. What is your timeframe?
5. Do you want Guaranteed Income for Life, Tax Free Income for Life, Short Term/High Return strategy?
6. Are you concerned about Estate Taxes? Do you want to leave a Legacy to your Heirs?
7. What financial products will meet your criteria?
Only after we know where you are and where you want to go, can we map out your route. Just like seat belts and airbags in your automobile, we believe that safety is paramount to reaching your destination successfully.
There are numerous products and even more strategies that we use to help our clients reach their financial destinations. Whether you are a small business owner, business executive, medical professional, blue collar worker or in any other walk of life, our strategies are all tailor made for your situation.
There is one thing that all our recommendations have in common; they all begin with a conversation to answer the questions posed above.
We’re here to help you "make informed decisions that feel right to you". And that includes doing nothing if that feels right. We don’t ever charge you for our work so the most you can lose is a little time. Contact us and let’s talk.
There are better ways to reach you retirement goals.
